The ability to achieve increased income, reduced credit risk, reduced interest rate risk and improve liquidity for your bank or thrift is what sets PCM apart.

TESTIMONIALS

In 2005, PCM was a valued advisor to our bank. They provided a strategy that doubled our return on equity, assisted some of our commercial lending customers and made educational presentations to our Board of Directors. They also assisted us with our regulators, fixed income portfolio, policies, procedures and more.
 --- Paul Menzel, CEO, Ridge Stone Bank

PCM was introduced to our company by our local community bank. I appreciate PCM's interest in our business and, as we walked through our plant, I was impressed with PCM's questions and understanding of manufacturing. They are well versed in both finance, business operations, I appreciate their many useful contacts and excellent relations with lenders.
 --- Fred Thimmell, CEO, Bryant Products

I contacted PCM after I read the article written about the company in the Milwaukee Business Journal. They have assisted me with many introductions to potential funding sources and continues to put me together with new sources. They obviously has a strong network.
 --- Gregg Hemm, Owner, Cameron Scott Development

Even successful businesses find it difficult to 'self fund' ongoing: innovation, sales, inventories and receivables. One of the biggest challenges any entrepreneur faces is the critical point when they must consider accessing greater capital resources. Steve Young and PRESCIENT Capital Management have helped us transition this stage so we might realize the full potential of our rapid growth.
 --- Mark Strothmann, CEO, Suzy's Cheese Cakes

As a developer and general contractor, I work with PCM as a strategic partner when I need to determine the financial options for development projects. PCM is on the top of my list to call when I need financing and they certainly can run the numbers quickly.
 --- John Rooney, CEO, Stone Creek Development

I met PCM when Steve Young spoke at the Bank Holding Company Association Spring Conference. A few weeks after the event, PCM assisted us with our loans that had fallen off the “banking grid." He was phenomenal at keeping us up to date on his progress.
 --- Paul Bringgold, Chairman of the Board, FNB of Cannon Falls

PCM recently introduced us to a bankable deal in the Minneapolis area. Steve Young was a pleasure to deal with. His follow up was always timely, and he clearly understands the needs of his clients and the banking industry that serves them.
 --- Andy Robinson, Senior Vice President, American Bank

Steve Young and his valued colleagues were a big benefit to our team when we started our bank. They helped us formulate our investment and asset liability policies and they provided strategies that allowed us to gain profitability nine months ahead of our projections.
 --- Jerry Merlet, CEO, Fox River State Bank

After I read the article in the Milwaukee Business Journal, I contacted PCM. I introduced them to a banking client as an alternative lending source and I was pleased at the response I received from our client on PCM's professionalism.
 --- Jeff Knudtson, President, Ixonia State Bank

As we grow our community bank, we appreciate PCM's time and attention as a valued resource.
 --- Erik Stanton, Chief Financial Officer, Corner Stone Bank

PCM was unable to fund our refinancing needs internally. They did offer multiple solutions through term sheets from his strategic partners within a few weeks.
 --- Rick Schneider, Chief Operating Officer, Featherstone Medical Building

I always enjoy my conversations with Steve Young and he has been a great extension of our team. PCM has provided many resources to assist our bank with our fixed income portfolio management.
 --- Susan Janus, Chief Financial Officer, Albany Bank