Hard Money Loans

Prescient Capital is a hard money lender.

We excel at closing hard money loans with 10 - 20 business days. We do not collect upfront fees and you will speak directly to the decision-maker!

We have a developed intermediary network from around the country that bring prospective credit opportunities to Prescient Capital. We use rapid decision making, certainty of closing, privacy of credit information, and flexibility to foster creative solutions within the scope of the Fund’s underwriting criteria.

Use the form below to start your fast track with Prescient Capital!

Loan Approval Process

Broker Compensation

Expedited Loan Process

Since 2006, the Prescient Capital lending platform offers borrowers speed and certainty of execution.

No Upfront Fees

We do not collect upfront fees. All fees are paid to 3rd parties to close the loan.

Direct Access

You are speaking with decision makers. The next day, we will make the decisions on whether we want to visit the property. 

Broker Payment Schedule

Once a Commitment Letter is signed, you will be paid within 10-20 days at closing. 

Broker Fee Protection

We protect your negotiated fee in our agreement.

Hard Money Loan Rates Range from 6.99% - 11.99%

Terms and pricing for individual deals are based on leverage, debt service coverage, asset quality, and sponsorship.

The Strike Zone

  • Loan amount between $2–10 million (we consider loans above the strike zone)
  • Cash flowing commercial real estate that is diversified among multiple tenants with leases
  • We bring rapid decision making and certainty of closing to your loan process
  • A market where there are decent sales comps (MSA > 100,000)
  • Broker Information

  • Loan Information

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