Proven Expedited Bridge Lending Strategies

Borrowers typically have a deadline they are trying to solve when they approach Prescient Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources. Prescient Capital is a short-term bridge lender that specializes in fast, affordable loans. 

Expedited Loan Process

Prescient Capital loans typically close within 10-20 business days.

No Upfront Fees

We do not collect upfront fees. All fees are paid to 3rd parties to close the loan.

Direct Access

You are speaking with decision-makers. We will decide to be on the ground visiting the property by the next day.


PCM “rescued” us. They provide a comfortable atmosphere in a fast-moving, high stakes environment, which was very important to us!

They were extraordinarily refreshing and working day in and day out, throughout two holidays included, getting the job done right and in a minimal time frame.

I like that Steve and Dan want to meet the borrower in person and take the time to walk the entire property with the borrower to understand the full scope.

When I met with PCM I felt a level of comfort and trust almost immediately. If there were any problems, I knew they would work with us! 

PCM moved very quickly, did what they said they would do; and made quick, logical, and reasonable decisions without delay or hesitation. 

I hadn't expected a small private equity firm from Wisconsin to solve my problem, but was pleasantly surprised and to this day I owe my financial well-being to Steve and Dan!

How We Work

We are dedicated to meeting deadlines, working through holidays if we have to.

Step 1



The PCM team will provide a quick turnaround on your loan requests. Our goal is to provide better client relations continually. We recently implemented a "fast track" program. Loan requests are presented to the loan committee the day a request is received!

Step 2



The loan committee will provide an initial response upon receiving the following items: Loan amount, Collateral type, Property Address, NOI, Net worth of Guarantor, and Deadline. Without these, we provide an initial response with limited information.

Step 3

Due Diligence

Due Diligence

We promptly issue a Commitment Letter after communicating with the borrower, performing property research, and reviewing the market and financials.  We then visit the property and meet the borrower within a few days after issuing the Commitment Letter.

Step 4



The PCM team is prepared to close a loan as soon as all due diligence is completed and 3rd party reports have been received. Our goal is to close the loan within 10 - 20 business days. Since our start in 2006, we have yet to miss a deadline.

Best in Class Proven Bridge Lender

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Closed Loans

See examples of our previously closed loans

What we Offer

Short-term loans
Apply for a $2-15 million loan to fund immediate business needs.

Bridge Loans
Receive loans to meet current obligations and secure cash-flow while you pursue funding.

Hard Money
Borrow against property collateral to get your loan approved quickly.

Prescient Capital is a short-term bridge lender that excels at closing loans within 10–20 business days. Intermediaries from around the country bring prospective credit opportunities to Prescient Capital because of the rapid decision making, certainty of closing, privacy of credit information, and flexibility allowing creative solutions within the scope of the Fund’s underwriting criteria.


Let's Work Together

We look forward to you contacting us and sharing information about your situation.