Proven Expedited Bridge Lending Strategies

Borrowers typically have a deadline they are trying to solve when they approach Prescient Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources.

Expedited Loan Process

Since 2006, the Prescient Capital lending platform offers borrowers speed and certainty of execution.

No Upfront Fees

We do not collect upfront fees. All fees are paid to 3rd parties to close the loan.

Direct Access

You are speaking with decision-makers. We will decide to be on the ground visiting the property by the next day.

Best in Class Proven Bridge Lender

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How We Work

We are dedicated to meeting deadlines, working through holidays if we have to.

Step 1



The PCM team will provide a quick turnaround on your loan requests. Our goal is to provide better client relations continually. We recently implemented a "fast track" program. Loan requests are presented to the loan committee the day a request is received!

Step 2



The loan committee will provide an initial response upon receiving the following items: Loan amount, Collateral type, Property Address, NOI, Net worth of Guarantor, and Deadline. Without these, we provide an initial response with limited information.

Step 3

Due Diligence

Due Diligence

We promptly issue a Commitment Letter after communicating with the borrower, performing property research, and reviewing the market and financials.  We then visit the property and meet the borrower within a few days after issuing the Commitment Letter.

Step 4



The PCM team is prepared to close a loan as soon as all due diligence is completed and 3rd party reports have been received. Our goal is to close the loan within 10 - 20 business days. Since our start in 2006, we have yet to miss a deadline.


PCM “rescued” us. They provide a comfortable atmosphere in a fast-moving, high stakes environment, which was very important to us!

My commercial real estate broker recommended that I call Prescient for fast and reliable service -- precisely what I needed. They were extraordinarily refreshing and working day in and day out, throughout two holidays included, getting the job done right and in a minimal time frame.

I like that Steve and Dan want to meet the borrower in person and get a feel for their character; they are looking at the borrower as a person, not a transaction. It is unique for PCM in that it doesn’t matter how big or small a project is — Steve and Dan take the time to walk the entire property with the borrower to understand the full scope.

When I met with PCM I felt a level of comfort and trust almost immediately. If there were any problems, I knew they would work with us! I highly recommend PCM and look forward to working with them again in the future.

PCM moved very quickly, did what they said they would do; and made quick, logical, and reasonable decisions without delay or hesitation. There isn’t much more someone could ask for from a lender.

I was referred to Prescient Capital by a fellow commercial investment banker in northern California. I hadn't expected a small private equity firm from Wisconsin to solve my problem, but was pleasantly surprised and to this day I owe my financial well-being to Steve and Dan!

Closed Loans

See examples of our previously closed loans

Greater St. Louis (O’Fallon), Missouri

Loan Request: $8,780,000
Loan-To-Value (LTV): 75.0%

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Bismarck, North Dakota

Loan Request: $9,200,000
Loan-To-Value (LTV): 42%

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Chapel Hill, North Carolina

Loan Request: $1,750,000
Loan-To-Value (LTV): 51%

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Moore Haven, Florida

Loan Request: $1,930,00
Loan-To-Value (LTV): 55%

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Vail, Colorado

Loan Request: $3,025,000
Loan-To-Value (LTV): 75%

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Maple Plain, Minnesota

Loan Request: $1,100,000
Loan-To-Value (LTV): 79%

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West Point, Georgia

Loan Request: $6,700,000
Loan-To-Value (LTV): 75%

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Southfield, Michigan

Loan Request: $2,300,000
Loan-To-Value (LTV): 62%

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Let's Work Together

We look forward to you contacting us and sharing information about your situation.