Lending Parameters

Best in class proven bridge lender

Prescient Capital is a short-term bridge lender that excels at closing loans within 10-20 business days. Intermediaries from around the country bring prospective credit opportunities to Prescient Capital because of the rapid decision making, certainty of closing, privacy of credit information, and flexibility allowing creative solutions within the scope of the Fund's underwriting criteria. 

Loan approval process

Broker compensation

Expedited Loan Process

Since 2006, the Prescient Capital lending platform offers borrowers speed and certainty of execution,

No Upfront Fees

We do not collect upfront fees. All fees are paid to 3rd parties to close the loan.

Direct Access

You are speaking with decision makers. The next day, we will make the decisions on whether we want to visit the property. 

Broker Payment Schedule

Once a Commitment Letter is signed, you will be paid within 10-20 days at closing. 

Broker Fee Protection

We protect your negotiated fee in our agreement.

Fund Characteristics

FUND: $100 million

LOAN SIZE: $2-$15 million


LOAN-TO-VALUE (LTV): not to exceed 75%

TERM: 12-24 months

EXIT: clearly defined exit strategy 

LOCATION: any U.S. metropolitan market - comparable sales info will be important in the underwriting


  • Owner Occupied: Office, Retail, Industrial, Self-Storage, Mixed Use, Medical, Special Use Facilities
  • Investment Real Estate: Student Housing, Multi-family, Office, Retail, Industrial, Marinas, Mobile Home Parks, Self-Storage, Mixed Use, Medical, Special Use Facilities

Do you have a client with a loan request that meets the following criteria?

  • Loan $2 to $15 million
  • Collateral is cash flowing, commercial real estate (DSCR > 1.0)
  • Has debt yield (NOI / Loan Amount) greater than 8%
  • Must close in 10 to 20 business days
  • Does not exceed 75% LTV

If you answered YES to these five questions we would like to help.

Please click below to fill out our easy and concise online Loan Request form to determine if we can move forward. We will respond the same day of your submission. If you prefer, we would be happy to complete the template over the phone at 888-593-4440 ext. 3.


Terms and pricing for individual deals are based on leverage, debt service coverage, asset quality, and sponsorship.

Our Borrowers & Intermediaries

Many of the Prescient Capital intermediary relationships were established in the mid-1990's. Bank executives were the first intermediaries introducing Prescient Capital to quick-close loan opportunities and then mortgage bankers, lawyers, and accountants introduced us to their clients. 

Key Points In Review

  • These intermediaries introduce Prescient Capital to the loans that provide the returns to Prescient Capital investors.
  • Our intermediaries introduce us to borrowers that have a substantial amount of money to gain or to lose if they don't get a commercial loan closed quickly (e.g. 10 to 20 business days).
  • The borrower is thankful of our professional approach and our ability to meet their funding deadline. 
  • Our intermediaries know from experience that introducing Prescient Capital to their clients will reflect well on them. A simple committed approach to meeting deadlines and working directly with decision-makers helps Prescient Capital lead the industry on response time for loan requests. 

Let's Work Together

We look forward to you contacting us and sharing information about your situation.